Wave

Pros

• No subscription required for core invoicing and reporting basics.
• Simple dashboards keep monthly reconciliation approachable.
• Accepting card payments integrates without a separate gateway hunt.

Cons

• Advanced automation and multi-entity books look elsewhere.
• Support depth differs from premium billing suites.
• Transaction fees apply when you enable payments, bake into pricing.

Who it is not right for

If you rarely need what Wave is built for, or you are still proving demand before you pay for depth, lighter tools or trials may keep cash and attention freer while you learn your rhythm.

Recommendation

If Wave lines up with the Pros you care about and the Cons sound manageable from how you actually work, it is worth a focused trial on a live client-shaped project rather than a toy sandbox.